Monthly Archives: March 2017

It is inevitable that at some point, many households face financial difficulty. This could be due to an economic downturn, wide scale redundancies across the country, the loss of a job due to quitting or being fired, increased levels of taxes, higher bills or a high level of loans with equally high loan interest to be paid, just to name a few instances. In a household with a high number of dependents, the state of financial difficulty could be quite dire, considering that it is not the cost of just one person that has to be taken into consideration. However, single people too face this issue in terms of high rent, low paying jobs, high tuition fees and student loans that need to be paid off. As serious as the situation may be, there are some steps that can be taken to rectify or even prevent such matters.

One step that can be taken is to sell or pawn whatever valuables are available. This includes precious jewelry, antiques, china sets etc. It is better to sell than to pawn as it avoids the burden of having to pay the sum back to the pawnbroker, although there is a sacrifice of ownership. Another step that can be taken is to take out a bank loan to cover whatever domestic costs and bills that have to be settled. However, this depends on whether the household has already taken a lot of loans, in which case it is better to avoid taking more. If bills are very high and if the house is under the full ownership of the homeowners (and not on rent), the household can also put the house up for mortgage, with sufficient support and information from home loan brokers who will advise the household on the plan of action best suited to their situation.

Rather than the members of the household themselves supervising and handling the proceedings, it is better to make use of the service of mortgage brokers who will handle all of the intricate details and negotiations, relieving the household of this burden, as it is performed with professional knowledge. However, in terms of single-member households, a mortgage would be difficult to pay back.

It is therefore a better option to solve financial difficulty by sourcing for part time jobs, or better paid jobs, or to consider moving to a city with higher paid jobs and a need for workers. It is best to stay calm and not panic during a situation such as this, and instead take steps to cut costs and sell whatever is unnecessary, thus making more money to settle the problem.

Diamond is priceless and there is none in this world who would not have wished once to possess it. However, there are certain rules that diamond buyers have to observe. These rules are simple and based on everyday experiences. Just because someone told you diamond is priceless does not mean that the diamond that you have with you is exquisite and invaluable. So the first step towards selling diamonds is to ensure the authenticity of the gem that you have in hand. Before you go to a market, make sure that you have your sample tested and authenticated. Also, know about the negative and positive attributes that could affect the value of the diamond. Similarly, if you are going to buy diamonds, make sure that you have the required cash with you and do not go for something that is beyond your reach. 

Remember that jewellery is king in the market. If you want to sell gold, then you have to understand the market first before embarking on such ventures. Do not make a sale without taking a stock of what is the going rate. Go around more than two or three shops and you would get a variety of opinions, which will give you a perfect idea of what you need and would also be specific to your requirements. Set a realistic price for your sample and do not give a price that is unaffordable by people. Pricing strategy is an important attraction for. Do the spade work yourself and make things like selling engagement rings easier by giving good quality and the right quote. Check out the jewelry in the market and make sure that you are in the right track. 

Platinum buyers have their own set of rules to choose their samples.Make sure you find the right worth for your money. You can either sell to the industry or you could reach out to the public. Choosing a buyer is also an art. Getting the highest price is not the criteria. You should be able to trust the buyer and also open out the required negotiations and marketing strategies. Time is the required necessity if you wish to sell something to the jewelry industry. If you want a safe and quick deal then there is no point in being fussy about the customer. Choose the most trustworthy customer. Stick to dedicated practices and adhere to the right rules. The hardest part is to find a proper buyer.

How to do it? Buying and selling of jewellery is an art and one needs a proper platform to do it. Once jewellery buyers and sellers make a deal, the money and the sample are exchanged and find the right worth for your money. Before you do sell jewellery set down, your clauses and rules as there are chances the buyer would not want to go back on what you have agreed. Filter out the probable insecurities and also give authentic and genuine jewellery after proper cross checking. Jewellery is a really priceless material and one has to be extremely careful while dealing with its purchase or selling.